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Total Views: 115Word Count: 466See All articles From Author
Your search for a mortgage isn't leading results.
Check for any impediments. May be the lenders dread offering credit on the grounds that you are self employed.
But are you alone in the pursuit? No. The statistics put the figure of self employed people at around three million. Add to this the people who are working freelance and those working as temporary hires. They too are denied mortgages on the same grounds as a self employed.
If the mortgage companies continue with this step motherly attitude towards such a vast group of population Andreas Athanasiou Jersey , it is not late when they lose plenty of their business.
And what are the grounds for such denial. The most basic reason is that these persons do not have a stable income. The self employed persons, for instance, earn a lot one month, and nothing in another. This increases the chances of a default or arrears.
Second reason for not allowing them an access to mortgages is that they get their income from varied sources Jonathan Ericsson Jersey , thus making the computation of income difficult. A freelancer may work for a number of people, each paying him her different remuneration for his services.
Finally these people do not have any means to prove their income like those who are in employment with others. The salary slip or P60 forms can prove income of the latter. But there is no such document with the self employed persons. Audit results of three previous years would have served the purpose, had accounts not been fudged to evade tax.
This is where self certified mortgages step up to provide relief. A self. Cheap Nike Shoes China Wholesale Mens Jordan Shoes Wholesale Air Max 2019 Wholesale Vapormax Mens Wholesale Nike Running Cheap Air Jordans Mens Wholesale Nike Shoes Clearance Cheap Air Max Free Shipping Wholesale Air Max Discount Wholesale Air Max Free Shipping |
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